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A comparative performance study of General Insurance Public Sector Companies of India

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Modi, Manisha S. (2011) A comparative performance study of General Insurance Public Sector Companies of India. PhD thesis, Saurashtra University.

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Insurance is an idea of the people, for the people and by the people. In India, the insurance policies are dratted with all these consideration. But it we look at the organisation set-up and the delegation of power, one would observe a great effort inherent in that structure itself to popularize insurance. The organizational set-up is so nicely built, that individual requirements can be meted out the grass-root level. The operating offices are empowered to issue policy, settle claims at their discreation up to limit which covers almost each and every individuals personal need. At the grass-root level a claim say up-to Rs. 1,00,000/- can be settled, but if one look at the organisational structure at the level one would find no specialist posted at that office. Who then would settle the claim? Obviously some expertise is required to understand the essential points and take decision at that level. What we observe in most of the cases is that the executive officer manages the same with the help of surveyor. Doesn’t it simply mean that these claims can be settled without much specialisation? Doesn’t this imply that at that level several ideas of insurance and common sense is sufficient.


Item Type Thesis (PhD)
Item ID 95
Creators Modi, Manisha S.
Guide Parmar, Sahilesh J.
Keywords Performance Study, General Insurance Public Sector Companies
Dewey Decimal Subjects 300 Social sciences > 330 Economics > 336 Public finance
300 Social sciences > 360 Social problems & social services > 368 Insurance
300 Social sciences > 380 Commerce, communications & transportation > 381 Commerce
Library of Congress Subjects H Social Sciences > HF Commerce
H Social Sciences > HJ Public Finance
Department Faculties > Commerce > Department of Commerce
Affiliation with Saurashtra University
Qualification Level Doctoral
Language English
Number of Pages 269
Date March 2011
Unique ID Not Available
Registration No 4049, July 31, 2008
Depositing User Repository Staff
Date Deposited 06 Jan 2012 05:58
Last Modified 17 Jan 2012 07:58

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