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A study of Financial Performance vis a vis Managerial Effectiveness of Insurance Sector of India

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Sharma, Mamta R. (2005) A study of Financial Performance vis a vis Managerial Effectiveness of Insurance Sector of India. PhD thesis, Saurashtra University.

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Insurance is basically a cooperative endeavor. It is a noble portfolio where in assurance is offered against contingencies. The subject matter of assurance may relate to life or non – life matters. In either case, it mitigates the hardships caused to individuals and through them to society. This helps in fulfilling a social obligation, which result in keeping the economy sounds ‘Insurance’ and ‘social wellbeing for social economy’ are therefore interwove; flourish of one leads to the flourish of the other and vice versa. Insurance plays a very important role in reducing the strain on national economy and helping it to grow directly and indirectly. Beyond the national economy also, it forges ahead in the international areas. In life insurance, very big risks are accepted which are beyond the tolerance limit of LIC, the business is ceded to the foreign insurer thereby distributing the risk and reducing the strain on Indian Insurer. In general insurance, reinsurance helps in a big way in distribution and transfer of risks. Beyond the ceding limit the risk is transferred to the foreign reinsurance. Since 1991 India has liberalized its economy by opening a number of industries for private, joint and international investment. Insurance sector had been opened up for competition from Indian private insurance companies. Insurance Regulatory and Development Authority (IRDA) was established on 19th April, 2000 to protect the interests of holders of insurance policy and to regulate, promote and ensure growth of the insurance industry.


Item Type Thesis (PhD)
Item ID 65
Creators Sharma, Mamta R.
Guide Gohil, Daxa C.
Keywords Finance, Insurance
Dewey Decimal Subjects 300 Social sciences > 330 Economics > 336 Public finance
Library of Congress Subjects H Social Sciences > HG Finance
Department Faculties > Commerce > Department of Commerce
Affiliation with Saurashtra University
Qualification Level Doctoral
Language English
Number of Pages 355
Date May 2005
Unique ID SHAMR05CO02
Registration No Not Available
Depositing User Repository Staff
Date Deposited 22 Dec 2011 05:40
Last Modified 18 Jan 2012 03:55

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